Maalifushi is our pick when a client wants top-tier service without the very top-tier bill. The Simply COMO all-inclusive plan covers meals, house drinks, a set of activities and a massage, which takes the sting out of Maldives menu prices, and the villas are generously sized for the rate.
Thaa Atoll is far south and quiet, surrounded by uninhabited islands. Surfers get Tropicsurf coaching on nearby breaks, anglers get light-tackle and fly-fishing sites within half an hour, and everyone else gets a spa that is one of COMO Shambhala's biggest, with overwater treatment suites.
The catch is the journey: the seaplane takes about an hour, so it is a long day from London and not the place for a three-night stay. There are only a handful of restaurants, which is fine for a week but thinner than the big resorts nearer Malé.